How to Claim Kerala Lottery Prize Money – Complete 2025 Guide
📅 22 March 2026
Winning a Kerala lottery is exciting, but knowing how to claim your prize correctly is important. Here is a complete guide based on the official Kerala State Lotteries rules.
Claiming Prizes Up to ₹5,000
Prizes of ₹5,000 and below can be claimed directly from any authorised lottery agent in Kerala. No extra documents are needed — just present your original winning ticket.
Claiming Prizes from ₹5,001 to ₹1 Lakh
These prizes must be claimed at any nationalised bank or at the district lottery office. You will need:
- Original winning ticket
- A valid photo ID (Aadhaar, Voter ID, or Driving Licence)
- Two recent passport-size photographs
- Bank account details (account number and IFSC code)
Claiming Prizes Above ₹1 Lakh
For large prizes, you must visit the State Lottery Director's Office in Thiruvananthapuram. Required documents:
- Original winning ticket (signed on the back)
- PAN card (mandatory for prizes above ₹10,000)
- Aadhaar card
- Two passport-size photographs
- Filled prize claim form
- Bank passbook copy or cancelled cheque
Tax Deductions on Kerala Lottery Prizes
As per Indian income tax rules, prizes above ₹10,000 are subject to TDS (Tax Deducted at Source). The current TDS rate is 30% + surcharge on the prize amount. The net amount is transferred to your bank account after deduction.
Important Prize Claim Deadlines
You must claim your prize within 30 days from the draw date. Unclaimed prizes are forfeited to the state government. There are no extensions to this deadline, so act promptly.
Tips to Protect Your Winning Ticket
- Sign the back of the ticket immediately after winning.
- Store it in a sealed plastic cover to prevent damage.
- Do not fold, tear, or allow the ticket to get wet.
- A damaged or unreadable ticket may be rejected.
Karunya Benevolent Fund
A small portion of every lottery ticket sale goes to the Karunya Benevolent Fund, which helps patients pay for expensive medical treatments. So every ticket you buy contributes to a good cause.